Furniture Financing in Indianapolis — No Credit Needed

Q: Do I need good credit to finance furniture?

No. Warehouse Furniture's Acima lease-to-own option requires no credit to apply, making furniture financing accessible to a wide range of Indianapolis shoppers.

Q: Can I finance a mattress?

Yes. Mattresses qualify for both Acima lease-to-own and Synchrony financing, so you can get a better night's sleep now and pay over time.

Q: What furniture financing options does Warehouse Furniture offer?

Warehouse Furniture offers Acima lease-to-own with no credit needed and Synchrony financing with promotional rates. Most customers get a decision within minutes, in store or online.

Yes — you can finance furniture in Indianapolis with no credit needed. At Warehouse Furniture, our family-owned store on the northeast side of Indianapolis offers two easy ways to pay over time: Acima lease-to-own (no credit needed) and Synchrony financing with promotional rates. Most customers get a decision in minutes, in store or online.

Two ways to finance your furniture

Acima — Lease-to-Own, No Credit Needed

Acima is a lease-to-own program, so no credit is needed to apply and past credit history won’t automatically disqualify you. You make a small initial payment, take your furniture home, and pay the rest over time with flexible options, including early-purchase savings. It’s a popular choice for shoppers who are building or rebuilding credit.

Synchrony — Financing with Promotional Rates

If you prefer traditional financing, Synchrony offers revolving credit with promotional-period options so you can spread payments out on qualifying purchases. It’s a great fit if you want a simple monthly payment on a larger order like a full living room or bedroom set.

How to get approved (it only takes a few minutes)

Choose your furniture in store or online.
Apply for Acima or Synchrony — bring a valid ID and basic income info.
Get your decision, usually within minutes.
Take your furniture home or schedule fast local delivery.

What you can finance

You can finance almost anything we carry from major brands: sofas and sectionals, recliners, complete bedroom sets, dining sets, mattresses, and accents — all at our everyday low warehouse prices.

Frequently asked questions

Do I need good credit to finance furniture?

No. Our Acima lease-to-own option requires no credit to apply, making it accessible to a wide range of Indianapolis shoppers.

Can I finance a mattress?

Yes — mattresses qualify for both Acima and Synchrony, so you can get a better night’s sleep now and pay over time.

Apply for furniture financing in Indianapolis

Visit Warehouse Furniture at 10645 Deme Drive, Suite E, Indianapolis, IN 46236, call (317) 746-9211, or contact us. Open Mon–Fri 11 AM–8 PM, Sat 10 AM–5 PM, Sun 12–4 PM.

Have a question first? See our frequently asked questions.